Financing

If you’re serious about buying a home, getting pre-approved for a mortgage is a critical step. It’s also a tedious one. Lenders seem to want a mountain of documents and have so many {{ start_tip 124 }}requirements.{{ end_tip }}
Yet the payoff is worth it. Most agents recommend mortgage pre-approval because it strengthens your offer. Sellers like

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Are closing costs tax deductible? What about mortgage interest? Or property taxes? The answer is, maddeningly, “It depends.”
Basically, you’ll want to itemize if you have deductions totaling more than the standard deduction, which is $12,000 for single people and $24,000 for married couples filing jointly. Every taxpayer gets this deduction,

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Tax Deductions for Homeowners: How the New Tax Law Affects Mortgage Interest
Tax season is upon us once again, and to make it even more interesting this year, the tax code has changed — along with the rules about tax deductions for homeowners. The biggest change? Many homeowners who used to write off

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HomeStyle Energy Mortgage

Energy-efficient home features are becoming increasingly important to today’s homeowners, so Fannie Mae has rolled out a new loan program called the HomeStyle Energy mortgage loan. This new loan allows homeowners to save on long-term energy costs by financing upgrades to home energy and water systems, including:

Replacing windows and doors

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